Tag Archives: retirement planning that isn’t financial exactly

Getting Ready for Retirement: Food & Fuel

We have been, slowly, trying to change our eating habits and others, preparatory to DH’s retirement, at some unknown future date. We don’t want him to retire particularly, but it will happen, and because he works on contract 1 or contract 2, if the company loses the contracts, he’s likely to lose the job he has supporting them, then. It’s entirely out of our control.

To that end, I’ve been for years slowly but surely moving us along a pathway towards lower monthly expenses as much as possible, and of course the easiest, first way to do that is almost always food.

You can’t really control what the bank charges for a mortgage. You can’t control what the oil man wants for heating oil or propane. You can control the cost of the food you buy, so that’s almost always the first place people start to cut down, including us. The only problem with this is that for many people, food is only 10% of their total expenditures, so even cutting the cost in 1/2 isn’t a significant saving overall. Of course it counts, but don’t kid yourself you’ll suddenly be awash in available funds if you cut your food bill in 1/2.

For us, this is complicated by the fact that we’re food snobs, and like it that way. There are traditional cheap foods we could use.

  • MAC & CHEESE: I don’t like mac and cheese, even homemade. I’m fairly certain they gave it to me, with orange soda (which I also abhor) one time I had stomach flu. DH likes it. I like cheese on pasta, but not baked and BROWNED, and not cheese food.
  • BEETS: DH hates them on principle. They are an economical food to grow because you eat all of the plant: roots and leaves. I can take them or leave them. Yellow beets I can sneak into stews sometimes. The greens I can add to soups & stews, sometimes.
  • HAMBURGERS: Unfortunately, I grew up eating prime beef. I like beef that tastes like beef. Much of the “beef” out there doesn’t taste like anything! Form without substance. (Also see ground beef, below.)
  • STEAK: See above comment about prime beef. My reaction to the insane price of beef these days is to buy very small hunks of steak, when I can find them on sale at the co-op and freeze them. I only buy and keep one. Steaks this size aren’t very efficient foodstuffs, it’s an expensive piece o’ protein and usually only one meal. I try to use it as a condiment rather than as a plate filler when I serve it.
  • BREAD: We bake our own. When a decent loaf of bread is as much as about 2/3- 1 lb of beef? I’ll bake it. I also buy enough flour between Nov. 1 and Dec. 31 to last until about April. Why? Staples are cheapest between the holiday sales, prethanksgiving to New Year’s Eve. Because of that, the prices go up the MOST they do all year after New Year’s and during February. They level off by the end of March. Staples, like flour, go on sale again for Easter.
  • OTHER PROTEIN/FISH: I stopped eating fish long ago, because I heard something which indicated to me that we were overfishing. As someone who grew up on the Pacific Coast and dearly loves fish, this wasn’t easy. And, yes, I admit, I slip about once or twice a year. DH isn’t fond of fish, which helps.
  • OTHER PROTEIN/CHICKEN: We use bulk pack chicken thighs from the co-op, approx. $2.50 a lb. I buy a 5 lb bag and divvy it up into 3 piece portions, approx. 1 lb each. That’s 2 meals worth, a dinner and lunch the next day. This works for us. I no longer buy whole chickens, chicken breast in any form, etc. Chicken thighs are mostly white meat, some bone and for our household each piece is about 1 portion. It works and it’s cheap.
  • OTHER PROTEIN/GROUND BEEF: I’ve been known to buy meat from a friend who raises cattle, but mostly I buy a pound or two at the local natural food market. The stuff tastes great (see hamburgers, above) but it’s expensive. I get 2 meals from a pound of meat. We have friends who add black beans to ground beef and although this was yummy, I never remember that when it might be useful!
  • OTHER PROTEIN/VEGETABLE: I’ve been known to make lentil burgers. They weren’t bad, but not the success I’d hoped for. Let’s say this is a work in progress. My long-term notion for these is to combine lentils, black beans and ground beef, but it is, as I said, not finished. . . .

Other ideas:

Switch to wood heat, almost entirely. Why? Because we live on just under an acre of land. I can grow some of our fuel. Not enough to keep us warm all winter, but some of it. I can’t grow propane, fuel oil or pellets.

Along this line, we have registers to install between rooms to distribute the wood heat more evenly. We also will maybe buy an ecofan or other fans to help distribute the heat. We have one big fan on our staircase that in summer is used to pull the hot air up to the ceiling and in the winter to push down the hot air.

We’ve been concentrating on things we can do to stay warm and fed. That base layer of Maslow’s, right?

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Photo by Anna Popović on Unsplash

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